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Loans issued from China's housing provident fund top 1 trln yuan in 2022
2022年全國住房公積金發放個人住房貸款逾一萬億元
China issued over 1.18 trillion yuan worth of mortgage loans from the housing provident fund in 2022, benefitting more home buyers, official data showed Thursday.
住房和城鄉建設部、財政部、中國人民銀行6月8日聯合發布的《全國住房公積金2022年年度報告》顯示，2022年住房公積金制度惠及面進一步擴大，發放個人住房貸款超1.18萬億元。
The interest rates on these loans are 0.9 to 1.35 percentage points lower than the benchmark loan prime rate, which is estimated to save borrowers around 208.9 billion yuan in interest payments, according to a report jointly released by the Ministry of Finance, the Ministry of Housing and Urban-Rural Development and the People's Bank of China.
住房公積金貸款利率比同期貸款市場報價利率（LPR）低0.9至1.35個百分點，償還期內可為貸款職工節約利息支出約2089億元。
Over 67.83 million people withdrew a total of 2.14 trillion yuan from the fund last year, the report reveals. The number of entities and persons contributing to the fund are up by 8.8 percent and 3.31 percent over the previous year, respectively.
2022年，全國有6783萬人提取住房公積金共2.14萬億元。全年住房公積金實繳單位和實繳職工分別比上年增長8.80%和3.31%。
Chongqing and five other cities have established pilot projects to promote the coverage of the fund among new urban residents and young people, with a view to meeting their housing needs. A total of 220,300 flexibly employed people are now covered by the fund in those cities.
重慶等6個城市穩步推進靈活就業人員參加住房公積金制度試點工作，助力解決大城市新市民、青年人的住房問題。6個試點城市共有22.03萬名靈活就業人員繳存住房公積金，其中新市民、青年人占比較大。
Vocabulary:
相關詞匯:
government-subsidized rental housing
保障性租賃住房
homes with shared ownership
共有產權住房
new type of urbanization
新型城鎮化
the housing support system
住房保障體系
renovation of old urban residential communities
城鎮老舊小區改造
improve the living environment
改善人居環境
（來源：新華社 編輯：yaning）
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